Who We Are: Goals / Objectives / Vision / Mission

KIDS OFF THE BLOCK, INC. (KOB) is a non-profit 501©3 community based organization founded by Diane Latiker in 2003. She started the program in her home.

AT-RISK YOUTH ARE THE TARGET POPULATION OF KOB. Services are focused on “at-risk” youth in the Pullman Community Area, a low-to-moderate income community located on the far south side of Chicago. The Community Area includes part of three political wards, Roseland, West Pullman, and Pullman. • 94.8% of the population is African-American; • 12.5% have a college degree; • 20.2% have not completed high school; • 43.1% are unemployed; • 37.5% of the population lives below the poverty level; • Women head 26.3% of the families.

Behind these bulleted demographic statistics lurks a minefield of factors that militate towards the development of “at-risk” youth in the Pullman Community Area. For a youth living in a home below the poverty level, in a family headed by a woman, and with no employed or minimally employed adult almost guarantees the youngster’s designation as “at-risk.

The home and family life of “at-risk” youth are often disrupted by the harsh realities of hard poverty. Often there are issues of “serial fathers” who are resented by older male youth or a possible threat to young girls. Domestic violence becomes a constant in the experiences of these families. Drug use is often the resort of depressed and overwhelmed parents. Family events and celebrations exist only by imperiling the household budget for the balance of the month.

To offset these budget crunches mothers may attempt employment. Decent paying jobs are few and far between. If they do exist they are located in distant neighborhoods at an hour and a half or more from the home. If an extended family is not available, the youth are pressed into taking care of younger children. Especially for the young men in these homes there exists no teacher, no mentor, and no reliable role model. The youth rebels against his mother and sets out to find his own source of income and a coterie of friends that will provide him with a sort of safety on the streets.

Un-doctored statistics suggest that upwards of 76% of these youth drop out of high school or are “no-shows” for high school after grade school graduation. The streets are a “finishing school” for them. To fulfill the need for some sort of safety and structure, and to feel a sense of belonging “at-risk” youth often turn to gangs. Gangs lead to the drug trade and often to drug use and other crime. At the same time, gang rivalry leads to the dangers of being shot on the streets. Shootings occur on a regular if not daily basis. Robbery is a daily occurrence. Burglary is rampant.

The systems such as Grammar Schools, Park Districts, and High Schools in the immediate neighborhoods of Pullman Community Area offer a rather bare menu of services for youngsters. Most of the “at-risk” youth have rarely if ever left the environment of their community. They would be lost in the hustle and bustle of the Loop. Cultural events that happen in many of the Wards of the city are none-existent in their community. If events do occur safe transportation to and from the events becomes an issue. The school system cannot afford the effort to maintain youth in school. Many of the teenage youth cannot read at a sixth grade level. The High Schools consider expulsion as the best solution to many problematic behaviors. Gang rivalry and “clicks” (groups of youth from various gangs who work together to intimidate non-committed youngsters) are an additional challenge to any youth with an interest in education.

FAITHFUL TO ITS MISSION, THIS YOUNG AGENCY HAS COBBLED TOGETHER AN ARRAY OF SERVICES WITHIN A SAFE PLACE WHERE ADOLESCENTS HAVE A CHANCE TO DEVELOP AND TO GROW INTO SUCCESSFUL ADULTS. The goal of KOB is social change – Our mission is to involve these youth in alternatives to gang violence, drugs sales/usage, school truancy and the juvenile justice system. KOB’s work with youth emphasizes self-development that leads to change. Through individual meetings and group discussions new recruits are encouraged to assess their current situation and identify skills and a knowledge base needed to achieve the goals they have targeted. Young people are actively involved in all operations of KOB from program planning and design to actual implementation.

The “at-risk” youth are involved in Health Workshops, Cultural Events, Educational Tutoring and celebrations in their honor for achievements and participation. The density and variety of programming invites these youngsters to come “off the streets” and become engaged in events that are conducted in a safe and caring environment.

THE ORGANIZATION’S KEY OBJECTIVES ARE:

 To create a positive environment where youth can feel free to be creative;  To provide exposure to other cultures, ethnic groups, communities, and activities;  To work with each youth as an individual to promote continued positive development;  To cultivate skills and meet the needs of the young people we serve;  To celebrate their accomplishments.

The organization reaches out to the most “at-risk” youth in the area to provide them with access to a path that leads away from self-destruction and economic impoverishment. In order to achieve its Mission, KOB provides a multi-service youth program which focuses on those aspects of young people’s lives, which promote good health, educational achievement, and personal and social growth. The organization describes itself as a “holistic care center for prevention, personal growth and empowerment.” KOB provides a safe place “off the block” especially for those young people who do not feel welcomed by traditional youth programs.

Activities / Recognitions

2007

o Partnered with the City of Chicago in the After School Matters Program o Participated in MLK Day with Service for Peace o KOB hosted new program “Hip Hop Light Plates” o KIDS OFF THE BLOCK hosts “Clean & Green Day” in conjunction with Global Youth Service Day o KOB receives new and used computers, printers to start a computer lab for youth o Curtis Elementary School offers space to KOB to house it’s Tutoring/Mentoring programs o Music studio is upgraded from donations of new equipment o KOB hosts it’s 4th Annual Basketball Championship at Curtis School o KOB “Village Leaders” hosts Speak up, Speak out rally in honor of Blair Holt o KOB “Teens against Violence” March with CAPS, Ceasefire, and block clubs. o Six KOB youth are featured in CLTV special “Deadly Lessons” with News Anchor Tonya Francisco o 25 KOB teens graduate from across the city, 4 from high school that went on to college o CEO of KIDS OFF THE BLOCK is Honored by Ebony Magazine o KIDS OFF THE BLOCK Marches with The Black Star Project in downtown Chicago o Columbia College Partners with KIDS OFF THE BLOCK and Youth Communications for the Promise Program (teaching youth about journalism) o KOB hosts “A Community for Unity Tribute”, honoring all youth killed by violence in Chicago o World Federation of Peace honors KIDS OFF THE BLOCK Executive Director with Ambassador for Peace Award o KIDS OFF THE BLOCK Featured in ABC-7 Special “Keeping Kids Busy, Keeps Then Off The Streets. o KOB CEO & Youth Members Participate in ABC-7 Special “Stopping The Violence”. o KIDS OFF THE BLOCK Hosts it’s 1st Annual “Feed A Teen” Thanksgiving Day Dinner o KOB Christmas Party was held at Curtis Elementary School 2008 o KIDS OFF THE BLOCK became a coalition member of The Roseland Safety Network / Department of Human Services o KOB held it’s 1st March Against Youth Violence / along with a video shoot to launch our new campaign “Save A Teen / Do Something” o KOB created it’s 1st music video Save A Teen / Do Something o KIDS OFF THE BLOCK Hosts 2nd Annual Clean and Green Day in April

2008

o Featured on Fox News in April o Featured in Citizen’s Newspapers in May o Featured in Chicago Tribune Magazine in June 2008 o CEO featured in Chicago Sun-Times in August as 1 of 50 People Who Make Chicago a Better Place o CEO of KOB was a panelist on Chicago Center’s forum about Youth Violence o CEO of KOB was a guest on “Eight Forty Eight” radio show with Host Richard Steele o KOB, along with community partners, hosted The Roseland Youth Festival in September o KOB, along with community partners hosted The Peace Fest in Harvey, IL o CEO of KOB was featured on WYCC Channel 20 TV about Youth Violence o KIDS OFF THE BLOCK was featured in the Voorkant newspapers in the Netherlands (Holland) o KOB is featured in The Gospel Tribune in October o KOB receives award from the State’s Attorney Office for Victim Service o KOB receives award from The Pastor’s Network of Illinois o KIDS OFF THE BLOCK was honored with a fundraiser at Percy L. Julian High School by the Honors Society and was featured in their school newspaper o KIDS OFF THE BLOCK was featured in the fall issue of The Residents Journal 2008 Fall Issue o Founder/President Diane Latiker received the Roseland Business Council Community Service Award in November 2008 o KIDS OFF THE BLOCK Hosted it’s 2nd Annual “Feed A Teen” Thanksgiving Day Dinner o KOB was featured on Fox News (Feed A Teen) o KIDS OFF THE BLOCK was featured in the BET Special “Heart of the City” Chicago’s War on Violence / December 7, 2008 o KIDS OFF THE BLOCK Partnered with Curtis Elementary School to offer Tutoring Program for grades 3rd thru 8th o KIDS OFF THE BLOCK Hosts 3rd Annual Christmas Party in 2008 o KOB was featured on WGN-Channel 9, and CLTV News

2009

o KIDS OFF THE BLOCK travels to Washington for the Inauguration o KIDS OFF THE BLOCK featured in Time Magazine in January 2009 (twice) o KIDS OFF THE BLOCK Founder has been chosen for the Lewis Hines Award o St. John Baptist Church Hosts KIDS OFF THE BLOCK Day in February 2009 o KIDS OFF THE BLOCK featured in Time Online Magazine in February 2009 o KOB Partners with Public Allies to offer 25 youth community organizing workshops o KIDS OFF THE BLOCK Founder Diane Latiker receives Parent Hall of Fame Award o Organization featured on NBC-5 regarding Youth Violence in March 2009 o KIDS OFF THE BLOCK Memorial Tribute to youth killed by violence featured on front page of the Chicago Defender Newspaper. o KOB became a coalition partner in the Roseland Community Collaborative (RCC) to combat recidivism among youth returning from the juvenile justice system. o KIDS OFF THE BLOCK CEO and family traveled to New York to receive the Lewis Hine Award in March 2009. o KOB received it’s certificate to become a “Promise Place” through America’s Promise Alliance (Founders: Mr. and Mrs. Colin Powell) o KIDS OFF THE BLOCK hosts Candle Lighting Ceremony for families of Youth Killed at KOB Memorial Tribute site in April 2009 o KOB featured in Sun-Times Newspaper, Chicago Tribune, and on ABC-7 News, CLTV, WGN, and NBC-5. o KOB featured on CNN “Children Killed in Chicago” in May 2009 o KIDS OFF THE BLOCK featured on Anderson Cooper 360 in May 2009 o Diane Latiker featured on CNN’s Don Lemon in May 2009 o KOB Teens Create Safe Sex Ringtone “Strapless” for Aids Foundation of Chicago’s New Campaign “With Me Comes A Cure” o KOB interviewed by AL-Jazeera TV in May 2009 o KOB featured in Guardian News Magazine/TV special in June 2009 o KOB starts it’s summer jobs program for 53 youth in June 2009 o KIDS OFF THE BLOCK gets approved for Summer Nutrition Program in June 2009. o KOB attends rally at Thompson Center to protest cuts to human service programs in June 2009 o KOB is part of Roseland Safety Networks trip to Springfield, IL to rally against cuts to service programs in June 2009 o KOB youth attend three day camp at O’Hare Airport with CAPS and Tuskegee Airman to learn about careers in Aviation o KOB girls/young women (15) attended workshop at UIC about Women in Corporate Leadership sponsored by the McDonalds and the WNBA Chicago Sky Women’s Basketball Team, they also got to attend the game. o KOB youth attended the Black Women’s Expo at McCormick Place in July 2009 o KOB participated in Alderman Anthony Beale’s (9th Ward) 10th Back to School Parade 8-22-09 o KIDS OFF THE BLOCK attended the HBCU and Nation of Islam “Anti-Violence Rally on 8-29-09 o KOB was featured on Fox News and CBS concerning youth violence in September 2009 o KOB along with Safety Networks presented a Youth Town Hall Meeting to address the violence in Roseland in October 2009 o KOB won the Nike Back Your Block Grant in October 2009 o Diane Latiker was a panelist for Hip Hop Detox on Youth Violence in November 2009 o KIDS OFF THE BLOCK participated in the 100 Pastors “Stop the Violence” Forum in November 2009 o KOB participated in the American Bar Association Panel Discussion “Time to Deliver” at Chicago State University in November 2009 o KOB youth participated in Youth Voices Against Violence Friday Night HIV/AIDS Awareness Forum in November 2009 o KOB hosted it’s 3rd Annual “Feed A Teen” Thanksgiving Day Dinner in November 2009 o KOB was featured on CBS 2 for “Feed A Teen” 2009 o KIDS OFF THE BLOCK gave Christmas gifts to six needy families (coats, hats, shoes, games and monetary donation) December 2009 2010 o KIDS OFF THE BLOCK started it’s program at Fenger High School to serve 160 students at Fenger and 40 students at the Feeder Schools in January

2010

o KOB was awarded a 2010 CDBG grant for it’s Summer Basketball and Cultural Arts Program in January o KOB participated in the CAPS “Stop the Violence” Rally with Mayor Daley in January 2010 o KOB launched its No Snitching “Keeping it 100 / Enough is Enough” Billboard Campaign. 2-6-2010 o KIDS OFF THE BLOCK partnered with Moody Bible Institute in February for the Family Food Give-A-Way. We gave 50 bags of groceries to 50 families. o Founder Diane Latiker was 1 of 3 people honored on Anderson Cooper (CNN) for Black History Month. o Founder Diane Latiker featured in CNN story on the Gun Ban in Illinois. February 2010 o KOB honored with banner in Nike Factory store on 84th Cottage Grove. o KIDS OFF THE BLOCK Featured on Chicago Tonight / Channel 11 o KOB hosted it’s 2nd Leaders In Training ( L.I.T.) workshop in March 2010 o KOB took 10 youth from Fenger High School and Curtis Elementary to Atlanta to visit the King Center. o KOB was honored at the Fox News Celebration of the “Peabody Award” by Darlene Hill o KIDS OFF THE BLOCK participated in the 2nd Annual “Peace Walk” with the Youth Peace Center of Roseland o KOB hosted it’s 1st Annual “Safe Summer Bar-B-Que on June 12th at Palmer Park o KIDS OFF THE BLOCK moved into it’s new center in July of 2010 o KOB held a 2 Day Celebration for it’s 7th Year Anniversary in July 2010 o The 3rd Community for Unity Event was held in honor of slain youth. KOB released butterflies and balloons. o Diane Latiker received the Ephraim Bahar Community Service Award in July 2010 o KIDS OFF THE BLOCK hosted the “Legacy” Management training series in partnership with GSA for young adults in KOB. o KIDS OFF THE BLOCK was featured on PBS Broadcasting for their “Need to Know” TV series in August 2010. o KOB was a partner in the 3rd Annual “Peace Fest” at Olive Harvey College in August of 2010. o KIDS OFF THE BLOCK participated in Alderman Anthony Beale’s “Back to School Parade with Roseland Safety Networks. o KOB participated in the “All I Do Is Win” Back to School Festival at South Side Help Center in August 2010 o KOB was featured in the documentary “On the Frontlines” at the Black Harvest Film Festival in August 2010 o Diane and Aisha Latiker were featured on WVON 1390 radio show in August 2010 o Diane Latiker was invited to Washington, DC to participate in a panel discussion on Youth Violence with Congressman Bobby Rush. o Kids Off The Block participated in the Walk for Peace with ICARE and St. Sabina Church. o Kids Off The Block featured in Black Enterprise Magazine in October 2010 o Kids Off The Block honored by The Chicago Community Trust at their 95th Anniversary Celebration o Kids Off The Block was featured in the Chicago Defender in October 2010 o Kids Off The Block hosted its 4th Annual “Feed A Teen” Thanksgiving Day Dinner o Kids Off The Block and Wal-mart partnered together and fed over 900 people in December 2010 • 2011 • o KOB hosted MLK Day with Mellenium High School teachers and students on 1-17-2011 o KOB hosted two Lunchroom Takeovers at Fenger High School (Outreach Events) 2-2011 o KOB began Health/Nutrition and Fitness Classes at Fenger High School o KOB began Entertainment class at Fenger High School o KOB began Basketball / Mentoring Program at Songhai Elementary o KOB was featured on WCIU Channel 26 (The U) o KOB Youth were honored by The Hinsdale Unitarian Church in Downer’s Grove, IL o Kids Off The Block Founder Diane Latiker was honored with the Black Heritage Award (Marion N’Zinga Stamps) o KOB began Line Dancing Classes for Youth

2011

o KOB hosted 25 youth for Movie/Dinner Night o KOB was featured on the Michael Baisden Show 4-2011 o KOB Founder was CNN Hero of the week 4-2011 o KOB attended tour of Ace Tech Alternative School o KOB youth participated in the Marcus Hendricks Foundation Event o Kids Off The Block took over 30 youth to Washington, DC to march in the rally for jobs and education with Congressman Bobby Rush in May 2011 o KOB and SEIU partnered for two months on outreach activities in Roseland o KOB was a part of Roseland Safety Networks trip to Springfield to meet with Senator Emil Jones 111 and Governor Pat Quinn o Kids Off The Block hosted New CPS Chief Claude Brizzard with Community Leaders of Roseland 6-2011 o CEO Diane Latiker was honored with a Special Youth Activist Award by Fenger High School Principal Elizabeth Dozier in June 2011 o Kids Off The Block hosted the 2nd Annual Safe Summer Bar-B-Q at Palmer Park o KOB participated in The 2nd Annual “Peace Walk” o KOB Youth Advisor Aisha Latiker was featured on You and Me in the Morning Channel 26/The U in July 2007 o KOB participated a Mock Townhall Meeting with SEIU for jobs, and education o Chicago Youth Centers visited KOB with over 30 young people from all over the country o Kids Off The Block hosted a meeting with New Deputy Director of the Chicago Crime Commission Jodie Weis in July 2011 o Kids Off The Block was awarded a grant for 20 jobs for local youth by the Illinois Department of Natural Resources 7-2011 o The Dwayne Wade Foundation with the “Keepers of the Village” Award honors founder of KOB Diane Latiker. 8-2011 o Founder/President Diane Latiker named CNN Top 10 Hero 2011 9-22-2011 o Donor builds KOB Basketball Court on Memorial Lot o Diane Latiker featured in the Chicago Crusader Newspaper o Diane Latiker featured in Tom Joyner’s Black American Web Newspaper 10-2011 o KOB Founder received the Civic Advocacy Award from the Illinois Against Handgun Violence organization October 2011 o Diane Latiker was invited to Abu Dhabi to participate in the Festival of Thinkers 2011 Conference. November 2011 o KOB Founder receives award from Dubai Minister of Justice November 2011 o Diane Latiker receives recognition from the 97th Senate of Illinois November 2011 o KOB Youth Leaders travel to St. Louis, MO to meet with the City Council November 2011 o Diane Latiker and family went to LA to receive her CNN Top 10 Award 12-11-2011 o Diane Latiker received the Community Leader Award from the Roseland Hospital Foundation Board 12-16-2011 o Diane Latiker was featured in the Chicago Tribune Newspaper “Remarkable Woman” in December 2011 o Kids Off The Block receives a donation (1 2010 Van, 10 HP Computers, and a printer) 12-30-2011 •

2012

o Kids Off The Block hosted its 2nd Annual “Speak Up, Peace Out” event with 32 students from Gwendolyn Brooks High School on MLK Day. 1-16-2012 o Diane Latiker spoke at CICS Prairie Charter school to over 200 students, grades 6th through 8th on 1-25-2012 o Diane Latiker spoke to 120 Sophomores at Carver Military Academy on 2-1-2012 o Kids Off The Block hosted 20 youth for a Night of Fun (bowling and skating) on 2-1-2012 o Diane Latiker was nominated for the DVF Award on 2-2-2012. o Diane Latiker was interviewed by DreamBig Magazine in Seoul, South Korea on 2-3-2012 o Diane Latiker has been invited to speak to over 250 incarcerated women in Atlanta on 2-23-2012 o Diane Latiker has been invited to speak at Harvard University to the Black Lawyers Student Association 3-3-2012 o Diane Latiker was guest panelist on “Taking Back Our Streets” at Apostolic Faith Church on 210-12 o Diane Latiker was guest speaker at Development School for Youth in February 2012. o KOB “Tha Movement” and Diane Latiker went to Toronto, Canada to complete their album. March 2012 o Kids Off The Block was featured in Hometown Heroes with Ty Pennington in May 2012 o Diane Latiker was featured on 2nd Chance Radio with Kenny Anderson in May 2012 o Diane Latiker was a guest speaker at Harvard University for the Black Law Students Spring Event. May 2012 o KOB “Tha Movement” featured in What’s Da Bizniz magazine in May 2012 o Diane Latiker was a featured speaker at the ETA Theatre in May 2012 o Diane Latiker was a featured speaker at Northern Illinois University (NIU) to over 400 students in May 2012 o Diane Latiker was on CNN speaking about the violence on June 11, 2012 o On Sunday, July 1, 2012, Kids Off The Block will be one of the featured organizations on ABC’s Secret Millionaire. o Diane Latiker spoke at ELCA Convention in New Orleans, LA at the Superdome to 35,000 students from across the country o Kids Off The Block hosts “Labor Day Tournament / Peace in the Hood” 9-3-2012 o Kids Off The Block partners with Chicago Excel 9-4-12 o Kids Off The Block joins H.O.P.E. (Helping Our People Endure) a initiative of Mayor Rahm Emanuel’s CARE Project 9-8-12 o Diane Latiker was a panelist at All Star Project’s conversation about afterschool event. 1-26-12 o US Customs and Border Protection Team lays wreath at foot of Memorial Tribute to honor fallen youth. 11-9-12 o Kids Off The Block hosted its 5th Annual “Feed A Teen” Thanksgiving Day Dinner. 11-15-12 o Kids Off The Block hosted “HIV & AIDS Awareness for Youth event with Center for Community Health and Vitality. 12-1-12 o Diane Latiker was a panelist at Columbia Links Town Hall meeting “Don’t Shoot I Want to Grow Up”. 11-15-12 o Kids Off The Block was featured in a News One article about “Feed A Teen Thanksgiving Day Dinner”. 11-16-12 o Kids Off The Block participated in an Anti-Youth Violence video with Mid C Media to bring attention to the violence in Chicago. 12-5-12 o Kids Off The Block was featured in a CNN video to update its viewers about the work of the organization. 12-3-12 o Kids Off The Block hosted its 5rd Annual “Toy Giveaway” at Fenger High School. 12-15-12 •

2013

o Diane Latiker was featured in Black America Web. 1-5-13 o Diane Latiker was featured in “The WIP” online newspaper. 1-7-13 o Diane Latiker placed a full-page ad and wrote a letter to President Obama. 1-7-13 o Met Jonny Imerman of Imerman Angels / 2012 CNN Hero 1-8-13 o Dorothy Brown Clerk of the Circuit

Pressure Washing Mistakes One Needs to Avoid

Pressure washing is perhaps one of the simplest ways of getting your house cleaned. This also suggests that there is very little that can go wrong but you would not believe when we tell you that people actually end up making mistakes when it comes to pressure washing. Can you imagine, something so simple ruined by a mistake that could have been avoided?

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For now, let’s just focus on the mistakes that you should avoid.

Hiring a Company You Cannot Trust

Have you ever wondered why there are some services that are charging more and then there are some that are not charging a lot? Well, quality differs and it matters a lot. Hiring a company that you cannot trust is not going to guarantee you good service. Therefore, it is better that you are staying clear of that service altogether.

Not Letting The Professionals Do Their Job

Honestly, if you are looking to have a good experience, you will let the professionals do their job because they are aware of what needs to be done and how it needs to be done. You cannot expect something like this if you keep on bothering them or getting in the way, since the experience is never the same. So, you choose a better service and let them handle everything knowing that they will take care of things for you and that too, in the best possible way.

Why You Should Buy a Slow Cooker

A useful appliance like a slow cooker can make your kitchen life a lot easier. With the help of a slow cooker, you can simply put all of the ingredients in the cooker, and set the timer. The slow cooker will continue making your food slowly throughout the day, and you can have your delicious meal ready to eat whenever you want in the day.

There are lots of other benefits of slow cookers homeowners are after. Here are some of the best reasons to why you should buy a slow cooker. Check out crock pot sccpvl610-s reviews for more information.

Saves You a Lot of Time

Yes we already mentioned before, you can put all of the ingredients in the slow cooker, and leave it as it is to cook your meals throughout the day. This way, you can continue your daily work routine, and when you get back home, your delicious meal will be ready to eat.

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Cooks More Nutritious Dishes

The high amount of heat coming from conventional cooking appliances can destroy the nutritious elements in our food. But when you are using a slow cooker, your food will cook slowly under high pressure in the long run. Low temperature used by the slow cookers help keep all the nutrients in your food intact.

Moreover, when slow cooking is used to cook your food, it can retain the freshness of your food for a long time. This is why you should invest in a slow cooker for everyday cooking.

A Common Misconception Around Bankruptcy

The general perception that people tend to have surrounding things like bankruptcy is that once it happens you would have pretty much no way in which you can continue to live your life the way that you had used to before. There is a pretty good chance that you perceive of it in this manner as well, but the truth of the situation is that there is no reason for you to fear it all that much.

This is because of the fact that opting for a great solution for filing bankruptcy will never leave you in a position where you would never be able to bring your credit score back up to where it was previously. The fact of the matter is that most people that decide to file for bankruptcy realize that their credit score has gone up after just a single year, and they can file for loans anywhere between one or two years after the filing process has been thoroughly completed. This would be really good news for some since they would get the chance to avoid paying off old loans and at the same time not really having all that much of a long term impact on their lives at all.

The cost that is associated with filing for bankruptcy is generally going to be quite reasonable when you consider how little of a negative impact it would end up having on you. You can consider it an investment into your future, and suffice it to say that it might just be the single best investment you ever make due to the inner peace that it would bring to your life for all the years in your future.

What to Know About Medical Billing And Coding

If you are looking at different trainings in the field of medical, it is safe to say that you are going to come across something called medical billing and coding; a very common aspect of the medical field that is often overlooked but in reality, can be a lot more beneficial than one might know, to begin with.

So, what this field is all about? Well medical billing and coding is a process in which a diagnose is identified, medical tests that conducted, as well as treatments, and procedures that are found in the clinical documentations. In simpler words, without medical billing and coding, a lot of hospitals would simply cease to operate.

Below, we have mentioned a few things that you might want to know about medical billing and coding and if you are interested, you can check medical billing and coding Albuquerque and get started right away.

It is a Good Way to Learn About The Field of Medicine

If you are genuinely interested in knowing more about the field of medicine and you want to get in, this is a great way of getting started as it will provide you with all the information that you need. It is a process that keeps on giving and you can learn it with ease.

Great Work Experiences

You will also come to realise that when you are about to join the field of medical billing and coding, there is a lot to learn in the field and therefore, will allow you to get all the information about the work that you might need to conduct. Sure, it might not be for everyone but the fact that it is a good lpace to get started is one thing we will never deny.

Advantages of a Personal Injury Attorney

A personal injury accident anywhere in the world can more or less alter the course of your life and that is not being said in positive terms. Yes, it almost sounds exaggerated but if you have ever been in such a case, you know what we are talking about and the horrors associated with it, and that is why, avoiding such a situation is always a better thing that one should be doing.

However, accidents happen all the time and sometimes, they happen because of someone else’s negligence. If that is the case, Malloy Law Offices in Baltimore can help you with your situation as we have some great personal injury attorneys at your disposal that can immediately handle your case once they have all the specifics from you.

There are some obvious benefits that most people do not pay much attention to, so, let’s have a look at those.

They Know The Law

Ideally, you would want to hire someone who is aware of the law and how things work. That is exactly what personal injury attorneys are for. They have spent years studying the law, so there is a good amount of certainty on your part that the work is going to be done for you and there is not much to worry about.

They Will Get Your Compensation

These lawyers are great when you are talking about getting your compensation. Not only they are aware of how things work but they can actually work them in your favour too by using their extensive knowledge as well as their extensive experience to win you the compensation.

You should also know that these lawyers work on a contingency fee, so you will only be paying them if you actually manage to get the compensation from whoever managed to cause you harm.

The Benefits of a Colostomy Bag Belt

If having a stoma is a relatively new thing that you are currently experiencing, you can get a lot out of trying to research how it will impact your negatively or otherwise. For the most part your life will more or less be the same, but there is a pretty good chance that you will never have to go to the bathroom again which is a bit of a plus point. You might want to consider getting a colostomy bag belt, though, as this is something that can help you in more ways than one.

This is because of the fact that when you have a stoma, you essentially have a gaping opening in your abdomen. This is the sort of thing that is prone to injury, so you should buy stoma guard to protect from injury at all times. The truth of the situation is that a colostomy bag belt can contribute to this protection rather significantly. You can avoid a fair bit of irritation that might occur in this area as well, something that would go over greatly if you have some kind of event or occasion that you are hoping to attend at some point or another.

The fact of the matter is that the benefits of using a colostomy bag belt are just too significant to ignore, and you can see for yourself if you buy one and start using it on a more or less regular basis. Just make sure that you buy something that is of a good enough quality otherwise it really won’t be able to help you in the way that you had initially been hoping which would turn it into a waste of money.

A Tip For Saving Money on Testosterone

Not being able to afford something as essential as testosterone can be a huge disadvantage for people at this current point in time, and as a result of the fact that this is the case many are looking for ways in which they can end up saving a bit of money whilst also being able to access the various necessities without which their life would simply not be able to move forward at all. Finding a few tips can be a big help in this regard which is why we are giving you some advice that can help you save significant amounts of money in your search for the right testosterone supplements without a shadow of a doubt.

For starters, you need to figure out if you have any god medical insurance that you can end up relying on. Secondly, if you have the right kind of insurance you can simply go and visit a doctor and tell them the symptoms that you are facing. Chances are that they would end up prescribing testosterone for you, and if you take this prescription to a testosteron tabletter apoteket then your insurance provider will cover the costs of the supplements.

Not a lot of people know that this is possible which is why they pay far more than they need to for this sort of thing. Getting really good insurance can put you on the path to discovering a really great kind of lifestyle for yourself, one where testosterone and other related products will never be in short supply. Testosterone is a necessary thing for quite a few people after all so they should be able to get it easily and cheaply.

The Benefits of Pre Roll Tubes For Cancer Patients

Some people assume that smoking joints is only the sort of thing that people would end up doing to enjoy themselves or have a good time, but in truth joints can be really beneficial to people who suffer from things like cancer once all has been said and is now out of the way. The reason behind this is that when you are suffering from cancer pretty much the only kind of medical treatment that would allow you to have any chance of recovering is chemotherapy, and while chemotherapy is definitely a really effective treatment that is more often than not going to result in a positive outcome for you it will cause a lot of side effects including nausea.

Smoking joints can help you overcome this nausea and undergo your treatment without having to worry about these nasty side effects at all, but one thing that can make it difficult for you to do this sort of thing might be the fact that you don’t know how to roll. You should have no fear if this is the case, since you can just buy a doob tube wholesale and get something that has been pre rolled which you pretty much only have to stuff the herb into and light up without having to worry about anything else at all.

Cancer patients can benefit greatly from using pre rolled tubes, and we should really start encouraging them to look into this sort of thing before they miss out on the opportunity to get into a situation where they feel truly comfortable despite the terrible disease that is wreaking havoc in their lives and making them really miserable all in all.

Tips to Save Money on a Kitchen Remodel

Kitchen remodels can you come expensive real quick depending on The materials you choose for the remodeling process. However, kitchen remodels do not always have to be expensive, and you can follow the tips mentioned in this article to save a lot of money on your kitchen remodeling project. Visit https://kitchenremodelingboise.net/ for more details.

Do Not Replace Your Cabinets

If you plan to replace your cabinets with the new ones, you might have to spend a lot of money on your remodeling project. That is why you should not replace your kitchen cabinets if you are tight on budget. Rather, you can easily repaint them to provide them with a fresh look. You should ideally choose bright colors to make your cabinets look like new.

You can also add new veneer to the outside of your cabinets to provide them with a new look. However, this will be more expensive as compared to repainting the cabinets. You can also replace some handles and knobs if they are broken. This should be more than enough to provide your cabinets with a fresh new look without the need for replacing them.

Do Not Throw Away Old Appliances

If you have old appliances that work well, you should avoid throwing them out to buy new appliances. That is because buying modern appliances can cost you a lot of money in your remodeling project. So, look to get your appliances refurbished instead of buying brand new ones.

However, you can allocate separate budget to any appliance which is broken, and The new one needs to be bought.

Do Not Change The Layout

Another expensive step in any kitchen remodeling project is changing the layout of your kitchen. So, if you are on a tight budget, you can keep the layout of your kitchen the same in order to save yourself some money.

Why You Need a Knife Block

It is quite unfortunate that we have to say this but the vast majority of people are truly not as experienced as they need to be with regards to cooking once all has been said and is now out of the way. The reason behind this is that modern culture has resulted in cooking being emphasized a lot less, with the general preference instead being to order from a restaurant as this would be easier even though it would be enormously more expensive than might have been the case otherwise if you had just taken the time out to cook.

One of the main factors that prevent people from cooking is that they feel like it takes too much time, and suffice it to say that if you manage to get reasonably organized in this regard there would be absolutely no reason why you wouldn’t get the chance to figure out how to cook things in no time at all. Getting a magnetic bamboo knife block can be immensely useful here since it can have all of your knives in one place so that you can pick them up whenever the need arises and put them back in a flash.

Magnetic knife blocks are a really cool new trend that makes it so that you don’t have to place your knives into any narrow holes. The chances of injuries occurring will be reduced quite a lot as well, and if all of this wasn’t enough to sell you on the fact that they are the new wave of cooking that everyone should be looking into then you should bear in mind that they are pretty affordable as well all in all.

Getting Liposuction Before Your Wedding

Most people would ideally want to make it so that they only ever get married once at the end of the day. After all, your wedding is something that you would most likely consider to be extremely special which means that you would want to make the event as memorable as possible. In spite of the fact that this is the case, a lot of people end up not really liking the thought of their wedding mostly due to their appearance in the wedding photos and the like, and it is important to note that this does not have to be the case when it comes to your wedding so long as you figure out how you can reduce your weight right before the event is about to happen.

A rather popular solution to this issue that many people are starting to go for involves going to a doctor offering liposuction. Liposuction can basically reduce your weight pretty dramatically which is quite a treat for those that struggle to bring their weight down in a way that is genuinely sustainable in the long run.

If your wedding is in a month or so, it’s more or less impossible for you to actually go about losing weight the traditional way. Only liposuction can enable you to obtain the results that you have always wanted, and once the procedure is done you will be amazed at just how much of a difference it has made. Finally you would get the chance to make the most of the kind of wedding pictures you would be getting captured, and eventually you’d be able to look back and appreciate how beautiful you look with all of your friends.

Tips on Safely Handling Wooden Pallets

Wooden pallets are needed in many warehouses. However, these pallets, if not handled safely, can easily cause lots of injuries. That is why it is important for business owners to teach their employees on how to use and handle wooden pallets safely.

Many pallets are very heavy, and can even crush an employee if handled carelessly. Lighter wooden pallets can cause bruises, cuts and abrasions on the body if they aren’t handled safely.

That is why, in this article, we will provide you with some of the best safety tips on handling wooden pallets. You should know these tips before even buying pallets.

Inspect Them Beforehand

A majority of the injuries caused by wooden pallets can easily be avoided if the pallets are inspected during the shipment process. You should remove all the cracked and ineffective pallets before they are subjected to a heavy weight. When reusing pallets regularly, you should keep inspecting them for any cracks and damage before using them every time. You should check for loose nails as well.

Make Protective Gear Available

Proper protective gear should be available to your employees who are working with pallets on a regular basis. Most of the bullet related injuries are caused by them falling on the hands or feet of your employees. So, good shoes and safety gloves can keep your employees safe from these injuries. Protective gear also provides your employees with extra confidence, and helps them do their jobs more quickly.

You should buy safety gear carefully, as it can mean the difference between a perfect job and an injured employee.

Clean Your Warehouse Properly

Pallets can easily chip and crack while being reused in your warehouse multiple times. You should therefore get your warehouse cleaned properly to avoid any injuries.

This is how you can safely handle wooden pallets.

Consider This Before Hiring a Fire Watch Service

No matter what type of business you want, there is always some chances of a fire erupting in or around your business. This is why it is very important for you to hire fire watch services to keep your business safe from any type of fire.

However, there are certain things which need to be considered before you hire a fire watch service. Here are the things you should keep in mind e hiring a fire watch service for your business.

They Must Have a Good Reputation

Good security companies and their reputation from the high quality services they provide their clients with. Earning reputation in a competitive field like fire watch services is not as easy as it might seem to be. The security company you hire is responsible for the lives of your employees and people present in the premises of your business at any given time. Do you have to actively check for any fire related hazards, and alert everyone in the area if they detect any issues whatsoever.

They Must Specialize in Your Business

You should hire fire watch guards depending on the type of business you own. This means that the service provider you higher must have a relevant experience of keeping businesses like yours safe. Ideally, you should hire a company with decades of experience in your business field. This way, they will be able to benefit your business by using their experience.

How They Handle Emergencies

Before hiring a fire watch service, ask them about how they handle fire related emergencies in your business. Many companies will provide you with automated fire alarms in addition to the fire watch guards you hire from them. Asking about their response to emergencies will help you understand their operational model.

Benefits of Invest in Real Estate

Spending money in real estate is investing in a majority of cases, an investment that you can always benefit from. After all, you can get a great experience from investing in real estate. Even if you don’t plan on banking on that investment, it is wiser that you are not letting the investment go away because that is going to be a lot more important for you.

Now, as far as investing in real estate is concerned, you can of course check for sale houses in Sterling Farms, NC. Now, as far as investment is concerned, there are certain benefits that you can get from this, and we are going to talk about them below. So, let’s not waste time and have a look.

You Can Get Great Returns

I think one of the best things about investing in real estate is that you can always get great returns. Which is what most people would want in the first place. After all, it is something that is good and you will not have a lot of problems with it, too. Just be sure that you know a good place to get started and you will do just fine in the long or in the short run.

It is a Safe Option

You should also know that in most situations, going for real estate is the safest thing that you can do as it will solve most of the issues that you are going to have. It is not an easy thing to do, and we understand that but at the end of the day, a smartly made investment is going to help you a lot if you are doing it rightly.

Setting Up a Personal Injury Attorney Office

Lawyers often earn most of their money through their overall knowledge of the legal system at this current point in time, but they also need to keep their clients comfortable. As a result of the fact that this is the case, most lawyers that work in personal injury tend to focus quite a bit on setting their offices up in such a way that any client that walks through their doors would feel relatively welcome which can result in them being more amenable to paying the required legal fees than might have been the case otherwise.

The thing about keeping clients comfortable is that when they come in to your office they are going to be in quite a bad mental state. After all, they have just suffered from a fairly serious accident and this has caused them to go into a severe mental health spiral which is why injury attorneys in Portland ME often choose to keep coffee and tea on hand that can be served to these potential clients. A hot drink can often put things into perspective and can be a soothing beverage to consume which can help these clients think with a much clearer head.

One thing that a lot of personal injury attorneys need to realize is that when they manage to set their clients at ease they essentially make their own jobs a lot easier as well. A client that can calmly and clearly explain what they went through will provide all kinds of useful information that can then be used ascertain the kind of outcome that can ideally be reached if all of the other processes are performed in an adequate enough manner.

How Often Should You Get Mobile Phone Repair Done?

By this point phones have turned into something that we definitely need to live our lives. A big part of the reason what that is the case has to do with the fact that we can book taxis through our phones, do our taxes, play games as well as a variety of other things all of which make life worth living as well as quite easy at any given point in time in some way, shape or form. The key to making your phone last as long as possible is taking it for repairs on a regular basis, but the problem with this is that a lot of people just don’t know the ideal frequency that should be used in this regard.

According to our research, there is no point in getting mobile repairs done too often. This would only end up costing you an unnecessary amount of money and would not do you any good at all. You should check out ptc.net.au and take your phone to this service provider about every six months. This is frequent enough that you would make sure that your phone lasts a really long time without breaking down in such a way that it would no longer be usable for you.

Six months is affordable as well, since you would only have to pay for basic maintenance. This can actually save you a lot of money too since getting your phone fixed tends to be a great deal more expensive than regular maintenance. Most experts would agree that regular phone maintenance can go a long way towards ensuring that you never have to go anywhere without a phone ever again all in all.

Pressure Washing: An Effective Social Media Trend

Satisfying videos have been dominating the internet for the last 10+ years. You will find a variety of different categories and genres that fall under this term, and this includes and is not limited to soap-making videos, slime-making videos, wax seal videos, icing/food-related videos and contents, and so on. Another satisfying video trend is pressure washing videos. Most of us have even come across at least one or two pressure washing videos, be it a car, or a porch being pressure watched. These videos are satisfying to watch, and it proves the effectiveness of pressure washers. If you do want to get your house’s exterior cleaned, then a pressure washer is a social media trend that is pretty effective. You can find plenty of companies that offer services in power washing in Warren County.

Pressure washing can remove dirt, dust, debris, muck, mold, grime, and most things that cover different surfaces. Plus, as the name and videos suggest, pressure washers can spray water at a significantly higher pressure than normal hoses and sprays, and this pressure which is created through an electric motor is what allows for the water to be strong enough to break through grime and mold, etc.

A pressure washer can be used to clean all kinds of surfaces ranging from house walls to decks and stairs, to glass windows (when done carefully by professionals), cars, and so on. Pressure washing is a quick cleaning solution and you can be done within an hour or two whereas trying any other means of cleaning can easily take the entire day, especially when you are dealing with large surfaces like walls and patios. So, if you want to get your house or any other area cleaned, you should opt for pressure cleaning services at least once.

Why Bitcoin Trading is The Best Option

The most common way for people to go about ensuring that they have enough money to pay for all the necessities is to work a full time job. There is nothing wrong with this process, indeed quite a few people find that the routine works for them and they wouldn’t want anything else happening at all. In spite of the fact that this is the case, it has now become clear that working a stable job is perhaps the worst way for you to earn your income since it would restrict your earnings and make you bring in a lot less money than might have been the case otherwise.

It is important to note that people are starting to move beyond this kind of employment in favor of bitcoin trading, and there are a number of reasons for why this trend is emerging. For one thing, going to bitcointrader.ai/it will show you that the money you can earn from bitcoin trading far supersedes anything that an employer would be willing to offer you. What’s more is that you wouldn’t have to answer to anyone at all, instead taking part in an earning activity that would result in you being entirely self employed.

Trading bitcoin can free you from the endless cycle of working and coming home too tired to do anything else. You would get the chance to free up more hours of your day without your income taking a hit. This activity can enable you to earn so much money that your entire family would be living very comfortably indeed which is a major goal that most people would gladly be interested in taking part in all in all.

Different Ways to Decrease Belly Fat

Belly fat is way more than the annoying thing which makes your clothes feel tight. It can be the source of many heart diseases, and various other medical conditions.

Abdominal fat can seriously affect your health, and can decrease your confidence by making your body look uneven. However, there are various effective ways of losing abdominal fat which you can follow to get rid of this type of stubborn fat.

Here are some of the scientifically proven ways to decrease belly fat. You can also check stubborn fat treatment Etobicoke for more details.

Fiber Can Help You

Eating a lot of soluble fiber can help you lose belly fat in the long run. That is because fiber absorbs water in your digestive system, and makes a gel which slows down the Food passing from your digestive system to make you feel full for a longer period of time. When you feel full for a long time, you won’t eat much, and this is directly related to decreasing your belly fat.

So, eat high fiber foods to help yourself in getting rid of the stubborn belly fat. This will keep you healthy and safe from various different types of diseases in the long run.

Avoid Alcohol

While alcohol might have a few health benefits for you, it is very harmful if consumed in large quantities. Heavy alcohol consumption is directly related to a large quantity of fat forming around your waist. This is the worst type of obesity which is the most difficult to get out of as well.

So, avoid drinking too much alcohol, and you will notice a decrease in your waist size.

Get Rid of Stress

Stress can cause the release of many different types of hormones in your body, which can disturb your body balance, and can cause a lot of fat to accumulate in your belly.

You should therefore get rid of stress to avoid developing belly fat in the long run.

Reasons to Get Someone a Great 19th Anniversary Gift

The thing with anniversary gifts is that they are nothing new. People around the world have been giving these gifts for as long as one can remember and the best part is that these gifts always come with a lot of love and sentiments.

Now, if you have been thinking about giving a good anniversary present to someone, you can always look at Oh Lovely Day Mag – 19th Year Wedding Anniversary Gifts and get all the information that one could need. But for now, we want to talk more about the reasons why you should get someone a great anniversary gift.

Full of Love And Sentiments

The best things that this gift is going to be full of sentiments and love; whether you are giving it to a friend or your spouse, you will always have a wonderful experience whenever you are here making the most of the situation and things will always work, too. Just be sure that the gift you are choosing is actually good enough and gets the job done because that is what will be the more important thing rather than anything else.

Great Way of Showing Support

In addition to that, these gifts are actually a great way of showing support. Something that you will not have to worry about whenever you are looking for something. Choosing the right gift is not going to be difficult when you know what you are gifting and who you are gifting to. These are the things that are going to be the most important in the process of finding the right gift for your loved ones. Therefore, you must always keep this in mind whenever you are looking for a gift.

An Interesting Fact About The History of Knives

If you take a look at how people tend to use knives in this modern day and age, you would realize that most individuals tend to use them only for cutting. There is a pretty good chance that you use them for this as well, since you have forks and spoons that can help you out with everything else. The thing is, not all that long ago knives used to be used in a very different way, and the truth of the situation is that this is one of the most interesting history facts about knives that people are ever going to hear.

Back in the middle ages, people used to carry knives with them at all times. Forks hadn’t been invented yet so most people would just use the knife to cut their food and spear it to put it in their mouths as well! You can find knives that are like this on www.westernknifereviews.com, and suffice it to say that they will be quite useful if you want to implement this rather old school way of eating which can admittedly be surprisingly enjoyable.

Forks only became common in the 19th century. For centuries before that, people used knives for everything that had to do with their meal consumption. This just goes to show how much things change as time goes by. It can be impossible to wrap your head around just how much the world changes over the decades and centuries, and this might really put things into perspective for you and give you a newfound appreciation for the fact that you were born in a modern era where all the amenities people wanted could be accessed with ease.